You need to belong to Multiply and Pick n Pay Smart Shopper to qualify and you need to activate the benefit to earn cashbacks. There are two types of activation.

To activate your in-store benefit:

• Log in to the Momentum Multiply app to activate the benefit. 
• Swipe your Multiply card before you pay. 
• Your cashbacks will be paid into your HealthSaver account. 

To activate your online shopping benefit:

• Log in to www.pnp.co.za to activate the benefit. 
• You will automatically earn cashbacks when you shop online. 
• For app purchases, link your Smart Shopper card at registration or checkout to earn cashbacks.  
• Your cashbacks will be paid into your HealthSaver account. 

​Using the benefit:

• To get cashbacks, ask the cashier to swipe your Smart Shopper card before you pay.
• If you’re shopping on picknpayclothing.co.za or pnp.co.za, you’ll receive your cashbacks automatically, once you have linked your Smart Shopper card on these channels. Use the credentials you used to link your card to log in.
• New asap! app users: At registration, add your Smart Shopper number to the relevant field. Once applied, you'll earn Smart Shopper points and cashbacks. Existing asap! app users: link your Smart Shopper card at checkout. Your cashbacks are paid into your Multiply Money savings wallet within 7 days.
• View the cashbacks that have been paid into your Multiply Money savings wallet on multiply.co.za.
• This benefit is available to main members and partners on Multiply Premier.
• Cashbacks will be awarded based on your Multiply status and will be awarded on qualifying products at each cashback partner.
• Cashbacks will only be awarded if you swipe the registered Smart Shopper card that is both linked to your ID with Pick n Pay and activated on multiply.co.za.
• Multiply reserves the right at any time to exempt certain products from earning cashbacks at its discretion. 
• At Pick n Pay, items excluded from earning cashbacks from Multiply include, but are not limited to, as prohibited by legislation: 
  • fuel
  • tobacco and tobacco related products
  • Pick n Pay gift cards and top-ups
  • wallet top-up
  • money transfers
  • prescription medicine and pharmaceutical goods
  • baby or nutritional formula 
  • third party services and payments which include, but are not limited to electricity, USA Visa tokens, Axxess ADSL tokens, Hollard Insurance, U-Kash, SAA Cycle voucher, Austrian Visa tokens, Just Surf, Retail Bonds, all lottery tickets, transactions through SAA, bus tickets, MultiChoice, traffic fines, Splashout Mall Cards and pension payments. 
  • View full list here

Standard Pick n Pay Ts & Cs apply.
Click here for Multiply Ts & Cs.

Click here to know more

The Smart shopper call centre number is 0860 30 30 30

Your cashbacks will be calculated on your daily spend and will depend on your status. As a family, you get cashbacks on the first R3 300 that you spend per month at grocery partners. Or R2 200 per month as a single member.

Example: If you are on Private Club status and spend R2 200 a month at Pick n Pay, you will get R264 in cashbacks.